Do I need insurance?

DO I NEED INSURANCE?

We highly recommend purchasing trip insurance. Trip insurance offers you protection if you have to cancel or interrupt your cruise due to your, a traveling companion’s, or an immediate family member’s sickness, injury, or death. This covered reason is one among many listed under the Trip Cancellation and Trip Interruption coverage included with the plan.

HOW MANY PEOPLE CAN BE ON THE SAME PLAN?

Each plan can insure up to 10 travelers.

IS THERE COVERAGE FOR A TERRORIST ACT?

Yes, the insurance plan includes coverage for a Terrorist Act that occurs in your departure city or in a city to which you are scheduled to travel while on your trip. This coverage is available provided the act occurs within 30 days of your scheduled departure date and provided the city hasn’t experienced a Terrorist Act in the 30 days prior to your coverage effective date.

IS THERE COVERAGE FOR LOST, DAMAGED, STOLEN, OR DELAYED BAGGAGE?

Yes, under the Baggage Coverage, the plan provides coverage for loss, theft, or damage to your baggage and covered personal effects during your covered trip.

The Baggage Delay coverage provides reimbursement for the purchase of necessary items if baggage is delayed for more than 24 hours during your covered trip.

WHAT ARE SOME OF THE COVERED REASONS FOR CANCELLATION OR INTERRUPTION?

Some examples of covered reasons for trip cancellation or interruption include sickness, injury or death of you, a family member, or traveling companion; a documented traffic accident en route to departure on your trip; involuntary termination of employment or layoff; mandatory evacuation; terrorism; and your home made uninhabitable by hurricane or other natural disaster.

WHO IS DEFINED AS A FAMILY MEMBER?

• Traveling Companion(s)
• Insured’s or Traveling Companion’s Spouse
• Insured’s, Traveling Companion’s or Spouse’s: child; parent; sibling; grandparent, great-grandparent, grandchild or great-grandchild; step-parent, step-child or step-sibling; son-in-law or daughter-in-law; brother-in-law or sister-in-law; aunt or uncle; niece or nephew; legal guardian; foster child or legal ward.

I HAVE COVERAGE QUESTIONS. WHO SHOULD I ASK ABOUT THEM?

Call CSA toll-free at [phone].

For all insurance-related topics please note plan information is described on a general basis. Certain conditions and exclusions apply. Please see a sample

Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as CSA Travel Protection and Insurance Services.  Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance.  This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker.  This notice provides general information on CSA’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern.

Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

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